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                    3-BUCKET STRATEGY - MARKET CORRECTIONS & LOSS ANALYSIS
                              Complete Case Study (Nov 2010 - Feb 2026)
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PORTFOLIO OVERVIEW:
  Initial Investment: ₹50,00,000 (Nov 2010)
  Current Value: ₹3,01,74,950 (Feb 2026)
  Total Withdrawn: ₹42,75,000
  Net Profit: ₹2,94,49,950 (589% return)

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LOSS & CORRECTION STATISTICS
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MONTHLY PERFORMANCE:
  • Total Months Analyzed: 183
  • Profit Months: 118 (64.5%)
  • Loss Months: 64 (35.0%)
  • Win Rate: 64.5%

MARKET CORRECTIONS (>5% Drawdown):
  • Total Corrections: 14
  • Severe Corrections (>25% fall): 1
  • Major Corrections (15-25% fall): 2
  • Moderate Corrections (5-15% fall): 11

WORST EVENTS:
  1. COVID-19 Crash (Apr 2020): -41.7% drawdown, Portfolio fell to ₹75.96 lakh
  2. NBFC Crisis (2018-2021): 35 months of correction period
  3. Recent Correction (Feb-Mar 2025): -21.4% fall, lost ₹65 lakh in 2 months

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KEY INSIGHTS:
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1. Despite 14 corrections, portfolio grew from ₹50L to ₹3.01Cr
2. Only 1 severe crash in 15+ years (COVID-19)
3. Portfolio recovered from all drawdowns
4. Withdrawals continued uninterrupted even during worst crashes
5. 3-bucket strategy ensured liquidity was never an issue
6. Best year: 2014 (55.2% return), Worst year: 2018 (-21.1%)

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FILES INCLUDED:
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1. corrections_summary.csv - Summary table of all 14 corrections
2. monthly_losses.csv - All 64 months with negative returns
3. yearly_performance.csv - Year-wise breakdown
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